3262 HILLTOP CIRCLE, BRADENTON, FL, 34211
Active12 days on marketListed Jul 12, 2026MLS #A4698205
About this home
3262 HILLTOP CIRCLE
Virtually Staged. Owned by a local interior designer, this one-of-a-kind Elston II model has been thoughtfully reimagined with extensive custom upgrades, high-end finishes, and designer details throughout, creating a home that truly stands apart from every other Elston in the Star Farms community. Every room has been thoughtfully enhanced, creating a cohesive, high-end aesthetic from top to bottom. Standout features include a custom living room built-in, designer drop zone with beverage bar, custom pantry, engineered white oak flooring throughout the stairs and second floor, a foyer built-in, custom powder room vanity, a beautifully crafted staircase with custom millwork and hidden storage, an arched niche with custom white oak shelving, and a fully customized laundry room with additional cabinetry. The oversized garage continues the thoughtful design with a custom drop zone, farmhouse sink, and an expansive storage area, offering exceptional organization and functionality. Step outside to a beautifully finished custom paver lanai overlooking a fully fenced backyard—perfect for entertaining, relaxing, or enjoying Florida living year-round. Best of all, this home is truly move-in ready. Every upgrade has already been completed, allowing you to simply unpack and enjoy without the time, expense, or hassle of future renovations. Ideally located just a short walk or bike ride to the brand-new Lake Manatee K-8 School, this exceptional property offers the perfect blend of luxury, convenience, and everyday livability. Opportunities to own an Elston II model customized to this level are incredibly rare.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,364
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,074 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,074/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs STAR FARMS PH I-IV
$218 vs $616
Days on market
12 vs 53 typical
Where $218/sqft sits among the 6 homes for sale in STAR FARMS PH I-IV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
4 of 6
STAR FARMS PH I-IV have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3262 HILLTOP CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$410,000
3231 HILLTOP CIRCLE · same community
4 bd · 2.5 ba · 2,364 sqft · $173/sqft · 31 DOM
Sold · Nov ’25$490,000
17023 BARNWOOD PLACE · same community
4 bd · 2.5 ba · 2,260 sqft · $217/sqft · 12 DOM
Sold · May ’26$529,000
17127 BARNWOOD PLACE · same community
5 bd · 3 ba · 2,674 sqft · $198/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3262 HILLTOP CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3262 HILLTOP CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
3262 HILLTOP CIRCLE FAQs
What would the monthly payment be for 3262 HILLTOP CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,074/mo — principal and interest, the actual property-tax bill, the $265/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3262 HILLTOP CIRCLE?+
The association fee works out to $265 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3262 HILLTOP CIRCLE?+
The most recent tax bill on record (2025) was $4,670. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3262 HILLTOP CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $514,990, this home is listed about 30% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 3262 HILLTOP CIRCLE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Justin Capaccio. MLS #A4698205.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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