Ryland Lock
$775,0004 bd3.5 ba2,930 sqft$265 /sqft$5,511 /mo all-in ↓

6904 74TH STREET CIRCLE E, BRADENTON, FL, 34203

Active1 days on marketListed Jul 28, 2026MLS #A4700856

WaterfrontPrivate poolSingle Family ResidenceRIVER PLACE

About this home

6904 74TH STREET CIRCLE E

Experience refined Florida living in this beautifully updated two-story pool home offering 2,930 square feet of thoughtfully designed living space. Featuring four bedrooms, three-and-a-half baths, and a versatile den, this exceptional residence blends spacious living with modern upgrades in the sought-after gated community of River Place. The expansive open-concept kitchen and family room create the perfect gathering space, complete with a breakfast bar, new quartz countertops, designer tile backsplash, updated hardware, and newer stainless-steel appliances, including a gas range, wine refrigerator, dishwasher, and refrigerator. New flooring, stylish lighting, and updated hardware throughout enhance the home's contemporary appeal. A spacious formal living and dining room provides an elegant setting for entertaining, with ample room to comfortably host large family gatherings and special occasions. On the second floor the expansive primary suite offers a luxurious private retreat, highlighted by a beautifully appointed en-suite bathroom featuring a freestanding soaking tub, an oversized walk-in shower, dual vanities with a dedicated makeup seating area, and two walk-in closets, including one exceptionally large closet with abundant storage. While the two full bathrooms and the powder bathroom located on the first floor have been beautifully renovated with new vanities, fixtures, and finishes. Significant recent improvements include two newer air conditioning systems (2023 and 2026), a newer water heater, a resurfaced pool with new tile and a new pool heater, and interior and exterior paint completed approximately three years ago, offering both style and peace of mind. Step outside where the screened pool and lanai overlook tranquil lake views—an ideal setting for morning coffee, sunset cocktails, or effortless entertaining. River Place offers an exceptional lifestyle with a gated entrance, heated community pool, clubhouse with kitchen, fitness center, kayak and canoe launch, and scenic hiking trails. With no CDD fees, low quarterly HOA dues, and a prime location near I-75, University Town Center, shopping, restaurants, Nathan Benderson Park, and the nearby nature park with reservoir access of Jiggs Landing. This move-in-ready home presents an outstanding opportunity to enjoy luxury living in one of the area's most desirable communities.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,930

Sqft

0.17 ac

Lot size

2

Garage

2005

Year built

Two

Levels

$265

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$148/mo
Taxes (2025)$8,764/yr
PetsDogs OK, Yes
CommunityCommunity Boat Ramp · Fishing · Public Boat Ramp · Waterfront · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,511 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property tax — 2025 actual bill$730
HOA fee — from the listing$148
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,500
Interest rate6.00%
Loan term

Estimated payment

$5,511/mo

Principal & interest$4,182
PMI (est., until 20% equity)$291
Property taxes (actual bill)$730
HOA / condo fee$148
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $775K
$705KedgeAI estimate $924,574 · range $735K$1.1M$1.2M

vs edgeAI estimate

−16.2%

Days on market

1 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River Place

Map of 6904 74TH STREET CIRCLE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa55 min
Tampa Int’l Airport (TPA)65 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

River Place — neighborhood snapshot

Population

1,263

Median age

50

Median income

$141,636

Median home value

$487,700

Avg household

2

Households w/ children

162

For the school run

Manatee County School District

ElementaryTara Elementary School★★★★
MiddleBraden River Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 216% above the BRADENTON 34203 median. See the full Bradenton market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $775,000 · 1 days on market since
2005Built · RIVER PLACE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ryland Lock

Your agent

Ryland Lock

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6904 74TH STREET CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6904 74TH STREET CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ryland's phone and CRM.

Goes straight to Ryland’s phone and CRM.

Straight answers

6904 74TH STREET CIRCLE E FAQs

What would the monthly payment be for 6904 74TH STREET CIRCLE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,511/mo — principal and interest, the actual property-tax bill, the $148/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6904 74TH STREET CIRCLE E?+

The association fee works out to $148 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6904 74TH STREET CIRCLE E?+

The most recent tax bill on record (2025) was $8,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6904 74TH STREET CIRCLE E?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $775,000, this home is listed about 96% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 6904 74TH STREET CIRCLE E?+

Tara Elementary School (elementary), Braden River Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$775,000 runs 216% above the BRADENTON 34203 median — but at 2,930 sqft it's also nearly twice the size of the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Bradenton market that averages 53 — if it fits, move quickly.

04Strong assigned schools

Tara Elementary School, Braden River Middle School, Braden River High School — Tara Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ON THE WATER S · Maria Rocha, Pll. MLS #A4700856.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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