3840 E ORANGE DRIVE, HERNANDO, FL, 34442
Active18 days on marketListed Jul 1, 2026MLS #C7527965
About this home
3840 E ORANGE DRIVE
Build your dream home on this beautiful 0.55± acre homesite located on a quiet street in the desirable Hernando area of Citrus County. This spacious lot offers plenty of room for your custom home, detached garage, workshop, or extra outdoor living space while providing the peace and privacy of a well-established neighborhood. Conveniently located just minutes from shopping, restaurants, medical facilities, and everyday conveniences, you'll also enjoy easy access to the Tsala Apopka Chain of Lakes, golf courses, parks, and the scenic Withlacoochee State Trail. Whether you're looking to build your forever home, a seasonal retreat, or invest in Florida land, this property offers an excellent opportunity with the perfect blend of tranquility and convenience. Don't miss your chance to own a prime homesite in one of Citrus County's most sought-after locations!
Facts & features
The home at a glance
0.56 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$441 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$441/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 86% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3840 E ORANGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$138,500
3820 E ORANGE DRIVE · same community
2 bd · 2 ba · 1,366 sqft · $101/sqft · 2 DOM
Sold · Feb ’26$515,000
3857 E ORANGE DRIVE · same community
3 bd · 2 ba · 2,060 sqft · $250/sqft · 21 DOM
Sold · Jul ’25$40,000
4322 E VAN NESS ROAD
2 bd · 1 ba · 672 sqft · $60/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3840 E ORANGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3840 E ORANGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
3840 E ORANGE DRIVE FAQs
What would the monthly payment be for 3840 E ORANGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $441/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3840 E ORANGE DRIVE?+
The most recent tax bill on record (2025) was $345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $39,900, this home is listed about 89% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3840 E ORANGE DRIVE?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GULF GATEWAY REALTY, INC. · Brian Barnhart. MLS #C7527965.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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