3370 DOVER DRIVE, PUNTA GORDA, FL, 33983
Active1 days on marketListed Jul 29, 2026MLS #C7528994
About this home
3370 DOVER DRIVE
Partial Seller financing available: Welcome to 3370 Dover Drive, a stunning waterfront property nestled along a serene canal just off the Peace River in Punta Gorda, Florida. This exquisite 4 bedroom, 2.5 bath home offers a combination of the best of Florida living with modern comforts and thoughtful design. Whether you're looking for a permanent residence or a vacation getaway, this home is the perfect place to relax and enjoy the best of waterfront living. Step outside onto the back patio and enjoy direct access to the canal. This private dock is ideal for launching kayaks, boating, or simply enjoying a sunset. The home sits just off the Peace River, providing a peaceful environment with easy access to open water. A screened-in lanai is perfect for outdoor dining or lounging, while the expansive backyard provides ample space for gardening, recreation, or building your dream pool. This property comes with a transferable FEMA flood policy, offering an incredible benefit to buyers. The policy will ensure lower flood insurance costs compared to a new plan. New, neutral colored paint inside that has been added since photos were taken. The home is located in the Harbor Heights neighborhood, an area known for its picturesque waterfront homes, friendly community, and convenient access to the Peace River and Charlotte Harbor. Enjoy a leisurely boat ride to nearby destinations, or take a stroll through the historic downtown Punta Gorda with its charming shops, restaurants, and cultural attractions. With quick access to I-75, you'll find both Fort Myers and Sarasota within easy reach. This is a rare opportunity to own a piece of paradise in Punta Gorda. Don't miss your chance to experience waterfront living at its finest. Schedule your showing today and make 3370 Dover Dr your new home!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,026
Sqft
0.23 ac
Lot size
2
Garage
1987
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,729 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,729/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+80.4%
$/sqft vs HRBR HEIGHTS
$257 vs $234
Days on market
1 vs 59 typical
Where $257/sqft sits among the 25 homes for sale in HRBR HEIGHTS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
13 of 25
HRBR HEIGHTS have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 593% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3370 DOVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$425,000
2453 HARBOUR DRIVE · same community
3 bd · 2 ba · 2,058 sqft · $207/sqft · 96 DOM
Sold · Jan ’26$340,000
2211 HARBOUR DRIVE · same community
3 bd · 2 ba · 1,988 sqft · $171/sqft · 125 DOM
Sold · Dec ’25$319,000
27210 ADAMS STREET · same community
3 bd · 2 ba · 1,988 sqft · $160/sqft · 214 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3370 DOVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3370 DOVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
3370 DOVER DRIVE FAQs
What would the monthly payment be for 3370 DOVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,729/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3370 DOVER DRIVE?+
The most recent tax bill on record (2025) was $3,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $519,900, this home is listed about 51% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 3370 DOVER DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$519,900 runs 593% above the PUNTA GORDA 33983 median — but at 2,026 sqft it's also 18% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Punta Gorda market that averages 59 — if it fits, move quickly.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Greg Parkinson. MLS #C7528994.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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