2399 RIO DE JANEIRO AVENUE, PUNTA GORDA, FL, 33983
Active2 days on marketListed Aug 10, 2026MLS #C7529014
About this home
2399 RIO DE JANEIRO AVENUE
INCREDIBLE VALUE for this 3 bedroom, 2 bathroom POOL HOME in Deep Creek, Punta Gorda, FL, with SOLAR PANELS, NEW ROOF, FULL HURRICANE PROTECTION, fenced backyard, and more! Buyer relocated so it is PRICED TO SELL! From the front, enjoy great curb appeal and a lighted front door. Inside, find the main family room open via sliding glass doors to a large, covered lanai that extends to the heated pool and private backyard. Off the left side of the home, the primary bedroom has an en-suite bathroom and large closet, along with slider door access to the pool. On the other side of the living room, the kitchen is open to the dining room and connects to the large garage with laundry, workshop area, and newer hot water heater. The kitchen has beautiful counters and a breakfast bar and pass through window to the lanai, as well-great for entertaining! Beyond the kitchen, two guest bedrooms are tucked away for privacy and share an updated bathroom with direct access to the pool. Additional updates include a new garage door opener, a baby barrier system for protection on the pool, fruit trees in the backyard, pool redone with new screens and a salt cell, and more! This home is nearby to great golf, schools, restaurants, parks, hospitals, convenient to I-75, and more! Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,479
Sqft
0.22 ac
Lot size
2
Garage
1982
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,659 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,659/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs PUNTA GORDA ISLES SEC 23
$222 vs $180
Days on market
2 vs 62 typical
Where $222/sqft sits among the 28 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
16 of 28
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 339% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2399 RIO DE JANEIRO AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$215,000
2260 OBERON LANE · same community
2 bd · 2 ba · 1,452 sqft · $148/sqft · 8 DOM
Sold · Jan ’26$189,000
2436 NUREMBERG BOULEVARD · same community
3 bd · 2 ba · 1,526 sqft · $124/sqft · 113 DOM
Sold · Jun ’26$272,000
1393 VERMOUTH LANE · same community
2 bd · 2 ba · 1,736 sqft · $157/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2399 RIO DE JANEIRO AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2399 RIO DE JANEIRO AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
2399 RIO DE JANEIRO AVENUE FAQs
What would the monthly payment be for 2399 RIO DE JANEIRO AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,659/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2399 RIO DE JANEIRO AVENUE?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2399 RIO DE JANEIRO AVENUE?+
The most recent tax bill on record (2025) was $4,794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2399 RIO DE JANEIRO AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $329,000, this home is listed about 3% below the Punta Gorda median of $339,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2399 RIO DE JANEIRO AVENUE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$329,000 runs 339% above the PUNTA GORDA 33983 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Punta Gorda market that averages 62 — if it fits, move quickly.
04Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Carla Nix. MLS #C7529014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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