2322 STONEBRIDGE WAY, FLAGLER BEACH, FL, 32136
Active0 days on marketListed Jul 25, 2026MLS #FC320055
About this home
2322 STONEBRIDGE WAY
Located on a quiet cul-de-sac in Stonebridge, one of Flagler Beach's smallest neighborhoods with just 28 homesites, this four-bedroom, two-and-a-half-bath home offers 2,657 square feet of updated living space with added privacy thanks to no neighboring home on one side. Inside, a spacious foyer welcomes you into the home, where the main living room is highlighted by soaring vaulted ceilings that create an impressive sense of volume. Rich luxury vinyl plank flooring extends throughout the home, complemented by tile in each bathroom and plantation shutters across the main level. The kitchen features stainless steel appliances, generous counter space, and overlooks the living and dining areas. Positioned off the foyer, the laundry room offers additional storage and is accompanied by a conveniently located half bath. The primary suite overlooks the backyard and offers a spacious layout, French door entry, and a large walk-in closet. The adjoining bath is finished with dual vanities, a soaking tub, and an oversized floor-to-ceiling tiled walk-in shower. Upstairs, a spacious loft provides flexible living space and is complemented by three generously sized guest bedrooms and a full bath. Step outside to a fully fenced backyard designed for both entertaining and everyday enjoyment. A newly screened lanai opens to an extended paver patio and walkway leading to the fire pit, while mature trees provide abundant shade and create a private, established setting. A storage shed offers additional space for lawn equipment, tools, or seasonal storage. Recent improvements include a new roof (2025), stainless steel kitchen appliances (2024), water heater (2023), water softener (2026), pool pump (2026), and a newly screened lanai (2026), allowing the next owner to enjoy years of worry-free living. Located just minutes from Flagler Beach, residents can enjoy easy access to the beach, local restaurants, parks, shopping, and everyday conveniences while coming home to the privacy and charm of one of the area's smallest neighborhoods.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,657
Sqft
0.29 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Flagler Beach actives
$207 vs $315
Days on market
0 vs 68 typical
Where $207/sqft sits among the 130 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
61 of 130
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2322 STONEBRIDGE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$420,000
2300 STONEBRIDGE WAY · same community
4 bd · 2 ba · 2,097 sqft · $200/sqft · 21 DOM
Sold · Nov ’25$389,000
327 STONEBRIDGE LANE · same community
4 bd · 2 ba · 1,980 sqft · $196/sqft · 6 DOM
Sold · Mar ’26$344,000
326 STONEBRIDGE LANE · same community
3 bd · 2 ba · 1,596 sqft · $216/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2322 STONEBRIDGE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2322 STONEBRIDGE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
2322 STONEBRIDGE WAY FAQs
What would the monthly payment be for 2322 STONEBRIDGE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,214/mo — principal and interest, the actual property-tax bill, the $97/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2322 STONEBRIDGE WAY?+
The association fee works out to $97 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2322 STONEBRIDGE WAY?+
The most recent tax bill on record (2025) was $5,785. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2322 STONEBRIDGE WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $549,000, this home is listed about 6% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2322 STONEBRIDGE WAY?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$549,000 runs 22% above the FLAGLER BEACH 32136 median — but at 2,657 sqft it's also 29% larger than the typical Flagler Beach listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Listed today in a Flagler Beach market that averages 68 — if it fits, move quickly.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Matt Souza. MLS #FC320055.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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