6 BROWNSTONE LANE, PALM COAST, FL, 32137
Active2 days on marketListed Aug 6, 2026MLS #FC320518
About this home
6 BROWNSTONE LANE
Concrete block, single-story home in Palm Coast, Florida, built in 2003. This 4-bedroom, 2-bathroom residence offers a split floor plan with a family room, separate living room, dining area, and breakfast nook off the kitchen. The kitchen includes a range, microwave, dishwasher, disposal, and refrigerator, with tile backsplash and ample cabinet storage. The primary suite features a walk-in closet and en-suite bathroom. Central air conditioning and heating are approximately 1.5 years old, and the electric water heater has also been recently replaced. Ceiling fans and light fixtures are installed throughout. The attached two-car garage includes a garage door opener, and hurricane storm shutters and panels convey with the sale. Set on a spacious lot with a covered patio off the family room, the home also includes an individual mailbox. Located in Palm Coast, Flagler County, minutes from Palm Coast Parkway and convenient to Flagler Beach and I-95.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,788
Sqft
0.23 ac
Lot size
2
Garage
2003
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,283 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,283/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.8%
Days on market
2 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6 BROWNSTONE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6 BROWNSTONE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
6 BROWNSTONE LANE FAQs
What would the monthly payment be for 6 BROWNSTONE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,283/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6 BROWNSTONE LANE?+
The most recent tax bill on record (2025) was $3,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $285,000, this home is listed about 29% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 6 BROWNSTONE LANE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$285,000 is 26% below the PALM COAST 32137 median of $384,950, and at $159/sqft it sits under the Palm Coast average of $259.
02Fresh on the market
Only 2 days on market in a Palm Coast market that averages 49 — if it fits, move quickly.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BEACH STATE REALTY · Justin Petrucci. MLS #FC320518.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 6 BROWNSTONE LANE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Ryland to ping you on any price or status change →