305 FISHTAIL PLACE, PALM COAST, FL, 32164
Active1 days on marketListed Aug 6, 2026MLS #G5116163
About this home
305 FISHTAIL PLACE
Step into the beautifully designed Hallmark floor plan with timeless Coastal charm. This inviting 2-bedroom, 2-bath home showcases an open-concept layout, enhanced by stunning Luxury Vinyl Plank flooring that flows effortlessly throughout the main living spaces. At the heart of the home, the upgraded kitchen features white cabinetry, quartz countertops, a white flow tile backsplash, and a Whirlpool appliance package--complete with a refrigerator. This home is further elevated with a range of thoughtful upgrades, including a comprehensive smart home package, extended garage, 8-foot interior doors, and a convenient laundry room sink--plus many more desirable features. Looking ahead, residents will enjoy access to exceptional resort-style amenities, including a clubhouse, sparkling pool, modern fitness center, relaxing cabana, and scenic walking trails--perfect for an active and vibrant lifestyle. Contact us today to schedule your private tour!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,581
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,420 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,420/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SEMINOLE PALMS
$214 vs $186
Days on market
1 vs 50 typical
Where $214/sqft sits among the 12 homes for sale in SEMINOLE PALMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
1 of 12
SEMINOLE PALMS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 305 FISHTAIL PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$302,000
291 MONTGOMERY COURT · same community
4 bd · 2 ba · 1,533 sqft · $197/sqft · 381 DOM
Sold · May ’26$324,990
227 MONTGOMERY COURT · same community
4 bd · 2 ba · 1,533 sqft · $212/sqft · 139 DOM
Sold · Oct ’25$379,000
1408 Seminole Palms Drive, FL 33463 · same community
3 bd · 2.5 ba · 1,652 sqft · $229/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 305 FISHTAIL PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 305 FISHTAIL PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
305 FISHTAIL PLACE FAQs
What would the monthly payment be for 305 FISHTAIL PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,420/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 305 FISHTAIL PLACE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 305 FISHTAIL PLACE?+
The most recent tax bill on record (2026) was $1,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 305 FISHTAIL PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $339,000, this home is listed about 15% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 305 FISHTAIL PLACE?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TERZA REAL ESTATE · Delphine Lampert. MLS #G5116163.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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