4546 SHENANDOAH RIVER TRAIL, LEESBURG, FL, 34748
Pending288 days on marketListed Oct 24, 2025MLS #J994007
About this home
4546 SHENANDOAH RIVER TRAIL
Beautiful golf course home in the 55+ gated community of Arlington Ridge! This 3-bed, 2-bath home offers an open layout, granite countertops, newer appliances, and a screened lanai with peaceful golf views. Enjoy resort-style amenities including a championship golf course, pools, fitness center, clubhouse, and more. Live the active adult lifestyle you've been dreaming of. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,948
Sqft
0.2 ac
Lot size
2
Garage
2019
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,091 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,091/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.1%
Days on market
288 vs 62 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4546 SHENANDOAH RIVER TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4546 SHENANDOAH RIVER TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
4546 SHENANDOAH RIVER TRAIL FAQs
What would the monthly payment be for 4546 SHENANDOAH RIVER TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,091/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4546 SHENANDOAH RIVER TRAIL?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4546 SHENANDOAH RIVER TRAIL?+
The most recent tax bill on record (2024) was $5,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4546 SHENANDOAH RIVER TRAIL?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $369,900, this home is listed about 24% above the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4546 SHENANDOAH RIVER TRAIL?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$369,900 runs 32% above the LEESBURG 34748 median — but at 1,948 sqft it's also 18% larger than the typical Leesburg listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
288 days on market against a Leesburg median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $410,000, now $369,900 — a $40K cut. The full history is in the market section below.
Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J994007.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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