3844 KAISER AVENUE, ST CLOUD, FL, 34772
Active194 days on marketListed Jan 17, 2026MLS #O6373949
About this home
3844 KAISER AVENUE
Very motivated sellers! The sellers are offering $6,000 toward the buyer's closing costs and prepaids with an accepted contract!!! Experience the charm of this spacious country retreat set on nearly 2.5 fully fenced and cross-fenced acres in a highly sought-after location. Start your mornings on the wide front porch watching the sunrise, and unwind in the evenings under your private covered pavilion as you enjoy peaceful backyard sunsets. Inside, the front entry opens to a formal living and dining area, ideal for entertaining. The brand-new kitchen is a true highlight, showcasing 42-inch cabinetry with a Lazy Susan, a large island, updated fixtures, and abundant storage.New flooring flows throughout the home, complemented by fresh interior paint, creating a bright and inviting atmosphere. The inviting family room features a cozy wood-burning fireplace, creating the perfect gathering space during cooler months. The oversized primary suite easily accommodates a king-size bed and offers a spacious walk-in closet. The ensuite bath includes dual vanities, a separate garden tub, and a walk-in shower. On the opposite side of the home, three additional bedrooms share a private bathroom. Additional features include an indoor laundry room with extra storage and access to a private outdoor deck, gas hookups for the washer, dryer, and stovetop, a tankless water heater, a brand-new water softener system, and a brand-new roof. Outdoors, the property is exceptionally well suited for livestock, with the previous owner having maintained livestock on-site. The backyard includes a barn, garage, and two additional livestock-ready buildings, along with a small pond located at the back of the property. A covered pavilion with electricity already in place completes this peaceful country setting, offering endless possibilities for recreation, entertaining, or agricultural use. Conveniently located near grocery stores and major highways, this property offers the perfect blend of country living and everyday accessibility.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,280
Sqft
2.38 ac
Lot size
2005
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,054 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,054/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs S L & I C
$262 vs $326
Days on market
194 vs 33 typical
Where $262/sqft sits among the 41 homes for sale in S L & I C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
21 of 41
S L & I C have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3844 KAISER AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$590,000
4361 ALBRITTON ROAD · same community
5 bd · 3 ba · 2,280 sqft · $259/sqft · 21 DOM
Sold · Feb ’26$385,000
3935 RAMBLER AVENUE · same community
5 bd · 3 ba · 2,280 sqft · $169/sqft · 40 DOM
Sold · Jul ’25$755,000
4125 PACKARD AVENUE · same community
4 bd · 3 ba · 2,242 sqft · $337/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3844 KAISER AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3844 KAISER AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
3844 KAISER AVENUE FAQs
What would the monthly payment be for 3844 KAISER AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,054/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3844 KAISER AVENUE?+
The most recent tax bill on record (2025) was $5,310. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $597,999, this home is listed about 41% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3844 KAISER AVENUE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$597,999 runs 62% above the ST CLOUD 34772 median — but at 2,280 sqft it's also 15% larger than the typical St Cloud listing.
02Time on market is leverage
194 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $630,000, now $597,999 — a $32K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER PROPERTIES LLC · Amal Mazouzi. MLS #O6373949.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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