82 RAY MAR DRIVE, ORMOND BEACH, FL, 32176
Active21 days on marketListed Jun 29, 2026MLS #O6420848
About this home
82 RAY MAR DRIVE
Immaculate, move-in ready, and priced to sell, this beautifully renovated Ormond Beach home is an exceptional opportunity you won't want to miss. Perfectly positioned high on a dune, it offers the peace of mind and elevation buyers are looking for, all while being just minutes from the beach, parks, top-rated schools, and the popular shops and restaurants along Granada Avenue. Designed for both everyday living and effortless entertaining, the open-concept floor plan features a stunning chef's kitchen with oversized shaker cabinetry, quartz countertops, a stylish tile backsplash, bar-top seating, and stainless-steel appliances. The light-filled living room showcases elegant wainscoting and a warm, inviting atmosphere that instantly feels like home. The spacious primary suite serves as a private retreat with a beautifully appointed bathroom featuring a soaking tub and shower combination. Upstairs, a second suite provides exceptional privacy for guests, family members, or a home office. Every bathroom has been tastefully updated with solid-surface countertops, designer tile, and modern fixtures, while luxury vinyl plank flooring throughout offers both durability and timeless coastal style. Every major improvements have already been completed, including a new roof, impact-rated hurricane windows, and updated HVAC, plumbing and electrical, giving buyers confidence and minimizing future maintenance expenses. Step outside to enjoy a fully fenced backyard that's perfect for kids, pets, and entertaining, along with an oversized 700-square-foot garage featuring epoxy flooring and an insulated garage door—ideal for vehicles, storage, hobbies, or a workshop. Homes in this condition, at this price point, and in such a desirable high-and-dry location are becoming increasingly difficult to find. Thoughtfully updated from top to bottom and truly turnkey, this is an outstanding value in the heart of Ormond Beach. Schedule your private showing today before this exceptional home is gone.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,468
Sqft
0.2 ac
Lot size
2
Garage
1964
Year built
Two
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,063 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,063/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ormond Beach actives
$243 vs $235
Days on market
21 vs 41 typical
Where $243/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ray Mar Heights
Get to know Ormond Beach. See the full Ormond Beach guide →
Ray Mar Heights — neighborhood snapshot
Population
112
Median age
55
Median income
$66,563
Median home value
$455,300
Avg household
2
Households w/ children
9%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 82 RAY MAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$480,000
1 JOHN ANDERSON DRIVE UNIT 2180
3 bd · 3.5 ba · 2,440 sqft · $197/sqft · 12 DOM
Sold · Jul ’26$455,000
1 JOHN ANDERSON DRIVE UNIT 604
3 bd · 3.5 ba · 2,440 sqft · $186/sqft · 179 DOM
Sold · May ’26$506,500
239 WILMETTE AVENUE
4 bd · 3 ba · 2,504 sqft · $202/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 82 RAY MAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 82 RAY MAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
82 RAY MAR DRIVE FAQs
What would the monthly payment be for 82 RAY MAR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,063/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 82 RAY MAR DRIVE?+
The most recent tax bill on record (2025) was $5,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ormond Beach?+
At $599,999, this home is listed about 41% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 82 RAY MAR DRIVE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SPECTRUM GLOBAL REALTY, INC · Jerad Withrow. MLS #O6420848.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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