Ryland Lock

TBD SCOTT CIRCLE, INTERLACHEN, FL, 32148

Active111 days on marketListed Mar 31, 2026MLS #OM721824

Priced 4% below the INTERLACHEN 32148 medianINTERLACHEN LAKES ESTATES

About this home

TBD SCOTT CIRCLE

New Opportunity in Interlachen Lakes Estates! his 0.38-acre oversized lot on Scott Circle offers the perfect location for your your dream build or investment project, this lot offers a peaceful, rural setting, you’ll enjoy the privacy of nature while staying connected via easy access to State Road 20.

Facts & features

The home at a glance

0.38 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$110/yr

Utilities & systems

UtilitiesOther
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$242 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$68
FHA mortgage insurance (est.)$5
Property tax — 2025 actual bill$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $403Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $403
Interest rate6.00%
Loan term

Estimated payment

$242/mo

Principal & interest$68
FHA mortgage insurance (est.)$5
Property taxes (actual bill)$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Interlachen

Map of TBD SCOTT CIRCLE

Get to know Interlachen. See the full Interlachen guide →

INTERLACHEN 32148 — neighborhood snapshot

Population

11,580

Median age

42.9

Median income

$45,320

Median home value

$87,800

Avg household

2.5

Households w/ children

1,389

For the school run

Putnam County School District

ElementaryRobert H. Jenkins Junior Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Interlachen market

Seller’s marketLeans buyer27.0 months of inventoryBuyer’s market

$145K$152K

Interlachen median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% below the INTERLACHEN 32148 median. See the full Interlachen market guide →

Paper trail

This home's history

Mar 31, 2026Listed at $11,500 · 111 days on market since

Reality check

What actually sold near TBD SCOTT CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

207 SALEM STREETSold · Nov ’25

$110,000

207 SALEM STREET · same community

2 bd · 2 ba · 732 sqft · $150/sqft · 91 DOM

117 HAYES DRIVESold · Sep ’25

$31,500

117 HAYES DRIVE · same community

2 bd · 1 ba · 784 sqft · $40/sqft · 11 DOM

106 IDA BOULEVARDSold · Apr ’26

$145,000

106 IDA BOULEVARD · same community

2 bd · 1.5 ba · 784 sqft · $185/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ryland Lock

Your agent

Ryland Lock

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about TBD SCOTT CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD SCOTT CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ryland's phone and CRM.

Goes straight to Ryland’s phone and CRM.

Straight answers

TBD SCOTT CIRCLE FAQs

What would the monthly payment be for TBD SCOTT CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $242/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TBD SCOTT CIRCLE?+

The most recent tax bill on record (2025) was $110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Interlachen?+

At $11,500, this home is listed about 95% below the Interlachen median of $225,000. The market section on this page shows how the area is trending.

Which schools are assigned to TBD SCOTT CIRCLE?+

Robert H. Jenkins Junior Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GLOBALWIDE REALTY LLC · Asdrubal Franco Delgado. MLS #OM721824.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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