9985 SW 88TH LOOP, OCALA, FL, 34481
Active71 days on marketListed May 13, 2026MLS #OM724706
About this home
9985 SW 88TH LOOP
***REDUCED!!!*** This is the one you’ve been waiting for! Thoughtfully upgraded and impeccably maintained, this exceptional home combines style, comfort, and functionality with high-end finishes throughout. The beautifully appointed kitchen features premium Cambria countertops, stainless steel appliances, a 5-burner gas range, professional-grade disposal, extra-deep sink, under-cabinet lighting, and recessed lighting that creates a warm, inviting atmosphere. Crown molding adds elegance to both the kitchen and great room, while neutral paint tones and crisp white trim provide a timeless backdrop for any décor. Designed for both privacy and everyday living, the desirable split-bedroom floor plan includes a versatile den with French doors, ideal for a home office, hobby room, or guest space. Soaring 9-foot ceilings and 8-foot doors enhance the spacious feel of the home, while ceiling fans in most rooms add comfort and efficiency. The generously sized primary suite offers one of the largest closets you’ll find. The inviting front entry showcases a decorative glass inset door leading to a cozy covered porch, perfect for relaxing and visiting with neighbors. Out back, the expansive lanai stretches nearly the full length of the home, offering abundant space for outdoor entertaining or peaceful evenings. Two stylish ceiling fans with light kits complete this incredible outdoor living area. Additional highlights include custom slider drapes valued at approximately $3,000 that will remain with the home. Listing agent is related to the owners.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,980
Sqft
0.2 ac
Lot size
2
Garage
2019
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,433 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,433/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
Days on market
71 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9985 SW 88TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9985 SW 88TH LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
9985 SW 88TH LOOP FAQs
What would the monthly payment be for 9985 SW 88TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,433/mo — principal and interest, the actual property-tax bill, the $493/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9985 SW 88TH LOOP?+
The association fee works out to $493 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9985 SW 88TH LOOP?+
The most recent tax bill on record (2025) was $3,743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9985 SW 88TH LOOP?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $389,900, this home is listed about 30% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9985 SW 88TH LOOP?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,900 runs 67% above the OCALA 34481 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $399,900, now $389,900 — a $10K cut. The full history is in the market section below.
Listing courtesy of CROWN & GLORY REALTY INC · Lori Murphy. MLS #OM724706.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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