2575 PINE PLACE, WINTER HAVEN, FL, 33881
Active1 days on marketListed Jul 22, 2026MLS #S5154215
About this home
2575 PINE PLACE
Virtually Staged. Waterfront Living at Its Finest | Beautiful 3-Bedroom Home in Winter Haven! Welcome to 2575 Pine Place, Winter Haven, FL—a beautifully maintained 3-bedroom, 2.5-bath home where modern elegance meets peaceful waterfront living. Perfectly designed for comfort, style, and everyday convenience, this exceptional home offers breathtaking water views and a lifestyle you'll love coming home to. Step inside to a bright, open-concept floor plan filled with natural light and thoughtfully designed living spaces. The contemporary kitchen features modern finishes, ample cabinetry, and generous counter space, seamlessly flowing into the spacious dining and living areas—ideal for entertaining guests or enjoying cozy nights at home. The private primary suite serves as your personal retreat, offering generous space to relax and unwind, while the additional bedrooms provide flexibility for family, guests, or a home office. Every detail has been designed to create a warm, welcoming atmosphere that feels both luxurious and inviting. Step outside and enjoy the true highlight of this home—serene waterfront views right from your backyard. Whether you're sipping your morning coffee, hosting weekend gatherings, or watching the sunset over the water, this peaceful outdoor setting offers the perfect escape from the everyday. Ideally located in one of Winter Haven's most desirable communities, you'll enjoy convenient access to top-rated schools, shopping, restaurants, parks, and major roadways, making commuting and daily errands effortless. This is more than just a place to live—it's a place to relax, entertain, and create lasting memories.Don't miss this rare waterfront opportunity! Schedule your private tour today and discover why 2575 Pine Place is the perfect place to call home.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,625
Sqft
5.89 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33881 — neighborhood snapshot
Population
39,189
Median age
43.6
Median income
$53,867
Median home value
$177,400
Avg household
2.61
Households w/ children
3,730
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$285K → $287K
Winter Haven median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2575 PINE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2575 PINE PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
2575 PINE PLACE FAQs
What would the monthly payment be for 2575 PINE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2575 PINE PLACE?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $1,895, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2575 PINE PLACE?+
Lake Alfred Polytech Academy (middle), Fred G. Garner Academy (elementary), Winter Haven Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of TRANSCEND REALTY · Jacob Hara. MLS #S5154215.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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