19165 GERACI ROAD, LUTZ, FL, 33558
Active118 days on marketListed Apr 8, 2026MLS #TB8494839
About this home
19165 GERACI ROAD
There are luxury homes, and then there are destinations. Hidden behind private gates on more than 7.5 secluded acres, The Resort at Geraci is one of Florida's most extraordinary private estates. Every detail has been designed to create a lifestyle that feels less like homeownership and more like owning your own five-star resort. From the moment you arrive, the outside world disappears. Towering palms, lush landscaping, and complete privacy set the stage for an experience unlike anything else in the Tampa Bay area. At the center of the estate is a spectacular 120,000-gallon lagoon-style pool featuring beach entries, cascading waterfalls, a hidden grotto, spa, swim-up entertaining areas, and the estate's signature centerpiece—a custom 45-foot pirate ship with water cannons and an air-conditioned lounge that transforms every gathering into an unforgettable event. Inside, approximately 4,700 square feet of thoughtfully designed living space offers soaring ceilings, expansive entertaining rooms, a chef's kitchen with commercial-grade appliances, an elegant primary suite with dual oversized closets and a private office, plus four additional ensuite bedrooms that provide exceptional comfort for family and guests alike. Beyond the home itself, the property offers practical luxury with a three-car garage, RV parking and hookups, whole-house reverse osmosis system, no HOA restrictions, and convenient access to downtown Tampa, Tampa International Airport, premier shopping, dining, and major business corridors. This is more than a residence. It is a private destination. A legacy estate. A place where every weekend feels like a luxury vacation. Welcome home.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
4,700
Sqft
7.57 ac
Lot size
3
Garage
2007
Year built
Two
Levels
$894
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$27,280 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$27,280/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$894 vs $244
Days on market
118 vs 46 typical
Where $894/sqft sits among the 263 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $600K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
149 of 263
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 951% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19165 GERACI ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,100,000
18215 LEAFMORE STREET
6 bd · 4 ba · 4,439 sqft · $248/sqft · 11 DOM
Sold · Mar ’26$1,400,000
18021 WOODLAND VIEW DRIVE
4 bd · 4 ba · 4,247 sqft · $330/sqft · 0 DOM
Sold · Dec ’25$850,000
18006 PINE HAMMOCK BOULEVARD
4 bd · 3 ba · 3,802 sqft · $224/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19165 GERACI ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19165 GERACI ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
19165 GERACI ROAD FAQs
What would the monthly payment be for 19165 GERACI ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,280/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19165 GERACI ROAD?+
The most recent tax bill on record (2025) was $34,587. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lutz?+
At $4,200,000, this home is listed about 756% above the Lutz median of $490,500. The market section on this page shows how the area is trending.
Which schools are assigned to 19165 GERACI ROAD?+
Sunlake High School (high), Charles S. Rushe Middle School (middle), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$4,200,000 runs 951% above the LUTZ 33558 median — but at 4,700 sqft it's also nearly twice the size of the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
118 days on market against a Lutz median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sunlake High School, Charles S. Rushe Middle School, Oakstead Elementary School — Sunlake High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $5,599,900, now $4,200,000 — a $1.4M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Alexandria Romo. MLS #TB8494839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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