13931 NATURES RESERVE DRIVE, LITHIA, FL, 33547
Active0 days on marketListed Aug 8, 2026MLS #TB8536645
About this home
13931 NATURES RESERVE DRIVE
This is the one you have been waiting for! The only pool home on a private conservation homesite built in the final phase of Encore. Welcome to 13931 Natures Reserve Drive, a stunning David Weekley-built pool home located in the gated 55+ community of Encore at FishHawk Ranch. Built in 2021, this beautifully upgraded 3- bedroom, 2.5-bath residence with a private den offers 2,640 square feet of thoughtfully designed living space on a premium conservation homesite with no rear neighbors. Located in desirable Flood Zone X, this move-in-ready home combines luxury, comfort, and peace of mind. Exceptional upgrades include hurricane-impact windows and doors, multiple custom motorized shades, plantation shutters, high ceilings with 8' interior doors, crown molding, oversized baseboards, an in-wall central vacuum system, tankless gas water heater, built-in ceiling speakers, decorative shiplap accent wall, Mohawk oak-look luxury vinyl flooring, and laundry room complete with sink, cabinetry, counter space and LG washer & dryer. The gourmet kitchen is appointed with Cambria quartz countertops, soft-close cabinetry, a large center island, and premium KitchenAid stainless steel appliances including a commercial-style 36-inch gas cooktop with six burners, stainless vent hood, double wall ovens, built-in microwave, refrigerator, and dishwasher. The spacious family room is accentuated by a wall of four sliding glass doors to an extended screened lanai featuring a private gas-heated pool with sun shelf, spa, and tranquil conservation views. An irrigation system helps maintain the professionally landscaped yard. Encore residents enjoy resort-style amenities including a clubhouse with full time lifestyle directors, fitness center, heated community pool and spa, pickleball courts, basketball, and outdoor gathering areas. Ownership also includes access to the Lake House and FishHawk West amenities featuring additional pools, fitness facilities, walking trails, recreation areas, and social spaces. This exceptional home offers luxury finishes, outstanding outdoor living, and maintenance-friendly living in one of FishHawk Ranch's premier active adult communities. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,640
Sqft
0.16 ac
Lot size
2
Garage
2021
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,203 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,203/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
Days on market
0 vs 41 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fish Hawk
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lithia. See the full Lithia guide →
Fish Hawk — neighborhood snapshot
Population
25,854
Median age
36
Median income
$130,345
Median home value
$479,914
Avg household
3
Households w/ children
4,427
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $565K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ryland Lock
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13931 NATURES RESERVE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13931 NATURES RESERVE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ryland's phone and CRM.
Straight answers
13931 NATURES RESERVE DRIVE FAQs
What would the monthly payment be for 13931 NATURES RESERVE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,203/mo — principal and interest, the actual property-tax bill, the $449/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13931 NATURES RESERVE DRIVE?+
The association fee works out to $449 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13931 NATURES RESERVE DRIVE?+
The most recent tax bill on record (2025) was $11,852. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13931 NATURES RESERVE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lithia?+
At $624,900, this home is listed about 10% above the Lithia median of $567,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13931 NATURES RESERVE DRIVE?+
Fishhawk Creek Elementary School (elementary), Randall Middle School (middle), Newsome High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$624,900 runs 21% above the LITHIA 33547 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Lithia market that averages 41 — if it fits, move quickly.
04Strong assigned schools
Fishhawk Creek Elementary School, Randall Middle School, Newsome High School, Patricia Sullivan Metropolitan Ministries Partnership School — Fishhawk Creek Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of REHM REALTY GROUP LLC · Scott Rehm. MLS #TB8536645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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