Ryland Lock
Mixed Use

Commercial Sale · Mixed Use

$925,0004,154 sq ft$223 /sq ft0.39 acres

3103 E LAKE AVENUE, TAMPA, FL, 33610

Active0 days on marketListed Aug 10, 2026MLS #TB8537088

About this property

The property at a glance

Versatile commercial property offering a functional multi-use layout and a large lot suitable for a wide range of business, institutional, or community-focused operations. The site includes on-site parking and ample land area, providing flexibility for future expansion. The interior configuration supports numerous potential uses, including religious facilities, community centers, daycare operations, and professional offices. This location presents a strong opportunity for both owner-users and investors seeking a property with long-term upside in a growing corridor. Great opportunity for an owner-user or investor seeking a versatile property with strong potential for future redevelopment opportunities. Buyers are advised to contact the City of Tampa zoning department to confirm all intended uses, required approvals, and redevelopment possibilities.

4,154

Building sq ft

$223

Price / sq ft

0.39

Lot acres

1977

Year built

1

Building

RO-1

Zoning

Mixed Use

Property type

Building size4,154 sq ft
Lot size0.39 acres
Year built1977
Buildings1
ZoningRO-1
ConstructionBlock · Concrete
CoolingCentral Air · Wall/Window Unit(s)
UtilitiesElectricity Available · Public
Annual taxes$347

The numbers

Investment snapshot

Income and lease details aren’t published in the MLS for this listing. Ask for the offering memorandum and rent roll to run cap rate, NOI and cash-on-cash.

Estimated payment (illustrative)

Down payment25% · $231,250
Interest rate6.00%
Loan term

Estimated payment

$4,348/mo

Principal & interest$4,159
Property taxes (actual bill)$29
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask Ryland to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

2,300vehicles / day · 2025N Florida Ave to Myrtle Hill Memorial · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

29th StoreGrocery0.7 mi
Chicken House CafeRestaurant0.9 mi
Mona's FashionRetail0.9 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

4,180

Population

$36,131

Median income

36

Median age

3

Avg household

$237,795

Median home value

$1,326/mo

Median rent

466

Households w/ kids

Consumer profile

Party LifeTop 21%

The party don't stop until the sun comes up. Loud music, crowds, and shots are a recipe for a great night out for these people.

NetworkingTop 23%

Driven to succeed in the business world, this population seeks to progress in their career through networking happy hours, summits, and connecting with other professionals online.

Spiritual PracticesTop 26%

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

Hip Hop CultureTop 34%

Dropping the beat and raising the roof, this population enjoys everything hip hop culture has to offer, including music, dance moves, and fashion.

Men's StyleTop 37%

This population is all about finding the latest in men's style - from fashion to grooming. Captures guys looking to stay on trend and significant others assisting with shopping.

Fueling for FitnessTop 39%

A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.

Recent sales

What actually sold near 3103 E LAKE AVENUE

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

5609 N NEBRASKA AVENUE

$899,500

5609 N NEBRASKA AVENUE

3,907 sqft · $230/sqft · Sold Aug 28, 2025

3558 N 29TH STREET

$375,000

3558 N 29TH STREET

4,268 sqft · $88/sqft · Sold Feb 10, 2026

4501 E COLUMBUS DRIVE UNIT 3

$69,084

4501 E COLUMBUS DRIVE UNIT 3

3,626 sqft · $19/sqft · Sold Nov 18, 2025

Your team

The pros in your corner

Ryland Lock

Your agent

Ryland Lock

REALTOR® · CENTURY 21 Edge

Tours, offers, and every question about 3103 E LAKE AVENUE — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 3103 E LAKE AVENUE.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ryland's phone and CRM.

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Listing courtesy of BROOKS REALTY GROUP LLC · Keith Daniels. MLS #TB8537088.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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