Ryland Lock
$354,5603 bd2 ba1,519 sqft$233 /sqft$2,556 /mo all-in ↓

420 HILLSHIRE PLACE, SPRING HILL, FL, 34609

Active1 days on marketListed Aug 11, 2026MLS #TB8537930

New constructionSingle Family ResidenceAVALON WEST PHASE 2

About this home

420 HILLSHIRE PLACE

Under Construction. New Construction Home by M/I Homes in Avalon West. Popular Monet floorplan, elevation A. Discover this stunning new construction home built by M/I Homes, located at 420 Hillshire Place in Spring Hill. This thoughtfully designed 1,519 square foot home offers an exceptional living experience with quality craftsmanship throughout. Key Features: 3 bedrooms with owner's bedroom conveniently located on the main level, 2 bathrooms featuring quality fixtures and finishes, Open-concept living space perfect for entertaining and daily life, New construction ensures everything is move-in ready. The well-designed floorplan maximizes space and functionality, creating seamless flow between living areas. The owner's bedroom on the main floor provides convenience and accessibility, while the additional bedrooms offer comfortable accommodations for family or guests. Location Highlights: Situated in a desirable Spring Hill neighborhood Close proximity to beautiful parks for outdoor recreation Quality design elements reflect M/I Homes' commitment to excellence This new construction home eliminates the need for immediate repairs or updates, allowing you to simply move in and enjoy. The open-concept design creates an inviting atmosphere for both relaxation and gatherings, while the thoughtful layout ensures practical daily living. Built with attention to detail and quality materials, this home represents an excellent opportunity to own new construction in Spring Hill. The combination of functional design, desirable location, and move-in ready condition makes this an attractive option for today's buyers. Experience the benefits of new construction living in this well-appointed home that balances comfort, style, and practicality. *Photos shown are for representation purposes only and may not depict the actual home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,519

Sqft

0.2 ac

Lot size

2

Garage

2026

Year built

One

Levels

$233

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway
ExteriorIrrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$73/mo
Taxes (2025)$951/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,556 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,087
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$79
HOA fee — from the listing$73
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,410Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,410
Interest rate6.00%
Loan term

Estimated payment

$2,556/mo

Principal & interest$2,087
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$79
HOA / condo fee$73
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$272KedgeAI estimate $304,693 · range $284K$317K$369K

vs edgeAI estimate

+16.4%

$/sqft vs Spring Hill actives

$233 vs $193

Days on market

1 vs 42 typical

Where $233/sqft sits among the 400 Spring Hill actives

79
96
93
63
33 · this home
36
$144–166$166–187$187–208$208–229$229–250$250+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 420 HILLSHIRE PLACE

Drive times from this address

Tampa Int’l Airport (TPA)48 min
Downtown Tampa52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34609 — neighborhood snapshot

Population

46,066

Median age

44.8

Median income

$79,284

Median home value

$275,900

Avg household

2.7

Households w/ children

5,105

For the school run

Hernando County School District

MiddlePowell Middle School★★★★★
HighCentral High School★★★★★
ElementaryPine Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$320K$323K

Spring Hill median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

223 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 4% above the SPRING HILL 34609 median. See the full Spring Hill market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $354,560 · 1 days on market since
2026Built · AVALON WEST PHASE 2

Reality check

What actually sold near 420 HILLSHIRE PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

174 NORTHBANK LANESold · Jul ’26

$329,000

174 NORTHBANK LANE · same community

3 bd · 2 ba · 1,519 sqft · $217/sqft · 91 DOM

605 HILLSHIRE PLACESold · Jun ’26

$379,730

605 HILLSHIRE PLACE · same community

3 bd · 2 ba · 2,095 sqft · $181/sqft · 68 DOM

453 HILLSHIRE PLACESold · Feb ’26

$395,360

453 HILLSHIRE PLACE · same community

4 bd · 3 ba · 2,313 sqft · $171/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ryland Lock

Your agent

Ryland Lock

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 420 HILLSHIRE PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 420 HILLSHIRE PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ryland's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to Ryland’s phone and CRM.

Straight answers

420 HILLSHIRE PLACE FAQs

What would the monthly payment be for 420 HILLSHIRE PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,556/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 420 HILLSHIRE PLACE?+

The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 420 HILLSHIRE PLACE?+

The most recent tax bill on record (2025) was $951. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 420 HILLSHIRE PLACE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $354,560, this home is listed about 4% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 420 HILLSHIRE PLACE?+

Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of M/I HOMES · Marshall Gray. MLS #TB8537930.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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